The proposed merger of Lloyds TSB and HBOS could have fewer implications for the two firms' offshore...
The proposed merger of Lloyds TSB and HBOS could have fewer implications for the two firms' offshore operations than for their mainstream UK businesses. Lloyds TSB Offshore and Bank of Scotland International both operate from Jersey, but Bank of Scotland International also has a presence in the Isle of Man.
Meanwhile, Clerical Medical International, owned by HBOS and based in the Isle of Man, is the sole offshore life assurer within the two groups.
'Asleep at the wheel'
Nomination deadline - 28 June 2019
Tactical opportunities will arise
Multi-asset funds saw £7.9 billion in net retail sales in 2018, sparked by a heightened awareness of risk, following a resurgence in volatility. Scottish Widows examines the appeal of this approach.
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