Axa Wealth chief executive Mike Kellard casts his eyes on the challenges and opportunities he expects 2013 will bring.
Last year was a tough one for the industry as a whole, and entering 2013 we are still operating in a challenging market place. You only have to pick up a paper, watch the news or hear the headlines to know that global economies are in continual turmoil. On top of that, we have experienced a number of huge shifts in our industry, which are influencing how consumers behave. The Retail Distribution Review (RDR) has brought about changes and there is well-publicised financial market volatility adding to a lack of consumer trust in the financial services industry. Changes of course pres...
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