Bah humbug or merry Christmas and happy RDR year!

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Advisers can choose to remain haunted by the ghosts of Christmas past or embrace the ghost of Christmas future, says Aegon's head of Business Brain, John Joe McGinley.

While the bookies now offer 4/1 on a white Christmas the best deals on a Christmas related bet have to be that it is odds on we will have at least 4 film versions of Charles Dickens " A Christmas Carol " on the box over the festive period. Everyone will have his or her own personal favourite. Some will love the nostalgia of the classic black and white treatment with Alistair Sim others the quirky reimaging of Bill Murray in Scrooged. My personal favourite has to be the Muppets edition staring Michael Caine. While I have seen every version including the new Jim Carey version animated f...

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