From the Ed: Arguing your case

Amid all the talk about whether an independent adviser can use a single platform for most - or, Heaven forbid, all - of his or her clients, a bit of clarity has been lost. So, here (I hope) it is: you can use a single provider for every bit of on-platform business you ever write, and still be independent - so long (and this would be the tricky bit) as you can make the case that it was always the most suitable arrangement for your clients. Let's go further: you could, theoretically, recommend the same fund on the same platform every time and continue to wear the IFA badge, if you could...