2009 was a difficult year for structured products.
In a year of record sales, the sector was rocked by the demise of four plan providers and a barrage of negative and, some would say, unfair commentary. Despite these setbacks many advisors consider structured products as a mainstream product for UK investors. With almost unlimited potential, flexibility and options, structured products are a very attractive proposition. However, their complexity and underlying risks have been cited as a drawback. The FSA recognised that UK advisers need to achieve a greater understanding of the products going forward. So, how are providers addressing these issues and what product innovations are likely in 2010?
The latest Interactive Financial Adviser panel includes:
Gary Dale - Head of Intermediary Distribution, Investec Capital Markets
Marc Chamberlain - Vice President, Morgan Stanley
Gareth Parker - Director, Index Research & Design, Standard & Poor's
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