Like a great many of us, I've been snowed in and without power - anyone would think I lived out in the wilds but no I am just a few miles from Henley on Thames.
But the scenery is breathtaking. Well I guess snow of such severity is quite unusual but was 2009 an unusual year in protection - has very much changed from this time last year? From my perspective I think not. No doubt the broader financial environment has moved on and some stability has returned but for the protection industry little has changed. Consumers are probably slightly more inclined towards protection, which is good news, and brokers likewise as they have seen their investments business suffer, although the markets did provide some cheer for investors prepared to stick with it...
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