Heads, tails or the tax dog?

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This year's Finance Act has certainly sparked a lot of debate. The tax and trust sessions that have been run at our regional seminars and other industry forums have been packed to the rafters as advisers try to get their head round the new rules and how they should be advising their clients.

However, whilst the debate still lingers, we are starting to see some real action as the industry begins to launch new products that are in line with the Finance Act. We have launched our new discounted gift trust, with both bare and discretionary versions but we are not alone. Many providers have launched new products and you now have to determine which are most appropriate for your clients in the new regime. It’s not all that easy, especially if your business commitments have not permitted you to attend educational seminars on the subject or follow the debates in the press. There i...

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