Goodbye to the Menu!

I can’t help thinking that it would have been easier to listen to the massive weight of opinion against the menu document in the first place, instead of putting IFAs through such a lot of work and upheaval, which of course we don’t get paid for and which increases our costs to consumers. This sort of fiasco is typical of government departments generally, because they have no ownership of their institution they simply have no understanding or empathy for the cost implications of these wonderful ideas, and why should they? They don’t have to pay for them! (unlike SME owners). It is very in...