Bright Grey and Scottish Provident are to launch a series of enhancements to their protection products by end of October.
The products will make it easier for customers to claim by extending the availability of the full own occupation definition; introducing a new alternative definition for the remainder of customers who work full time who are not offered the full own occupation definition; and removing the work task definition and replacing it with a modern alternative.
Royal London Intermediary Division chief executive Hugh McKee said: "We recognise that when it comes to income protection policies own occupation is the most valuable level of cover, that's why we want to make it available to as many people as possible.
"We anticipate that our enhanced products will provide wider cover and opportunities for more claims to be paid by us."
He added: "We've analysed the needs of our customers and intermediaries to create a product that will meet their needs both now and in the future."
£1bn business since inception
Considered doing so in 2015
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