Worries about private sector pension returns and concerns over a so-called 'lost decade' dominated the Sundays this weekend...
1). What about private sector pensions?
While the focus in recent weeks may have been on public sector pensions, the Sunday Telegraph shone some light on the concerns faced by those retiring with private sector pensions.
Falling annuity rates and volatile stock markets mean people retiring now will be 18% worse off than those who retired three years ago, according to Aon Hewitt's DC Tracker Index.
2). Should I raid my pot early?
With loans hard to come by, it is easy to see why some people approaching retirement might choose to raid their pension and take a tax-free lump sum from their stakeholder plan if they are over 55.
However, as a piece in the Sunday Express explained, this could have a serious impact on income in retirement. The whole issue seems quite confusing, so don't be surprised if some clients call seeking clarification.
3). Is it time for a rate rise?
It's that time of the month again when everyone waits with baited breath for the Bank of England's latest interest rate decision. A Mail on Sunday report suggests the base will be kept at 0.5% amid continuing worries about the fragile recovery.
4). Should I invest in retail?
There's been carnage on the high street recently, with the likes of Focus DIY, Habitat and Jane Norman all falling by the wayside, so it would be no surprise if investors were to be a little wary of the retail sector.
However, in a piece for the Independent on Sunday, the Motley Fool's David Kuo reminded readers that, while the middle market may be suffering, brands at the top and bottom end, such as Burberry and Primark, are thriving. Although the recovery may be a way off, there's still food for thought.
5). A lost decade
Clients who read the Observer over the weekend may be looking for some answers after a piece addressed concerns by some experts that western economies could be about to shift into a lower gear, creating a ‘lost decade' similar to the one experienced by Japan.
According to a report from HSBC, some of these major economies are banking on a rapid return to healthy growth to repair their balance sheets, though they are unlikely to get it.
They also highlighted "high debts, lots of de-leveraging, weak credit growth and increasing signs of a slowdown in trend growth".
Two global vehicles
'Further plug advice gap'
Must appoint separate CEOs and boards
Advisers do come out well
Will report to Mark Till