The interviews - conducted at a event held by Partnership Assurance on Monday night (7 March) - were with University of Bath professor of finance Ian Tonks; University of Bristol reader in economics Edmund Cannon and Partnership chief executive Steve Groves.
Tonks and Cannon - the two co-authors of the 2008 publication Annuity Markets - believed there was much more to be done around providing people with much better information to help them informed at retirement choice.
They said this information should also be presented in a better way - a way which would nudge people towards making better decisions.
Cannon said more research needed to be done on how to give people an appropriate choice - but explains governments and policymakers could perhaps help by thinking of what the optimum at retirement policy was for most people and making this a default option.
Partnership chief executive Steve Groves said those with larger funds at retirement tended to be generally well advised.
He said policymakers should focus on those with smaller funds, many of whom were currently not engaging with the at retirement process.
Groves added that making the at retirement process easy and getting more people to engage with the process would be key to helping people make better at retirement choices.