Levels of knowledge about state pension entitlements are "limited" and "incomplete" among those who will rely solely or mostly on the government for retirement income, according to a DWP report.
It says most people are aware they are entitled to a state pension, and that this can be topped up with other benefits, but found knowledge about other aspects of the benefit is loaded with misconceptions. Many respondents to the DWP study believe the whole amount of state pension received is tiered and not paid to people who have not worked. There is a belief if pensioners work in retirement, their state pension payments reduce, and that it is paid automatically on retirement. Some respondents believe the state pension age is still 60 for women and 65 for men. Additionally, the DW...
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