Investec Structured Products has launched its latest collection which includes the debut of a new plan.
The FTSE 100 Deposit Growth plan is designed to deliver returns in excess of cash deposits and is available with either Investec or Lloyds TSB as the counterparty.
It offers 100% of FTSE 100 growth capped at 62.5% over a five year period.
Stock market volatility has also allowed Investec to offer higher returns for a number of its products.
Rates have increased for the FTSE 100 Enhanced Kick-Out plan 13 to 11% for the Investec version, and 9.5% for the RBS version. Rates have also increased for the FTSE 100 Geared Returns plan 18 to 75% for the Investec version, and to 62.5% for the RBS version.
Gary Dale, head of intermediary sales at Investec Structured Products says: "Pricing structured products remains difficult given the economic backdrop with low interest rates and the uncertainty surrounding equity market volatility.
"Capital protected structured deposits and investments present the biggest problem so we have had to reduce slightly some of our plan terms for launch 18.
"On the positive side, some of our capital at risk structured investments have seen terms improve with both the Enhanced Kick-Out plan 13 and Geared Returns plan 18 both benefiting from improved terms."
Bought plans in 1988 and 1989
To be added to model portfolio service
Launched 25 September