Housing minister John Healey today controversially claimed repossession can be "the best option" for some homeowners.
Speaking on Radio 5 Live, he said: "For some people it can be the best option for them to allow their home to be repossessed.
"Even in cases [where lenders look at repossessions as a last resort], some families may not be able to keep up with mortgage repayments even if they're re-negotiated and rescheduled."
Healey's comments come hot on the heels of Council of Mortgage Lender figures showing there were 46,000 homes repossessed last year - a 14-year high.
Healey's comments have drawn criticism from Shadow housing minister Grant Shapps and charity Shelter.
Caring for children and elderly relatives
Similar to June 2007
Square Mile’s series of informal interviews
Fine reduced to £60,000
Two roles created