Tension between the Association of British Insurers (ABI) and the Law Commission over non-disclosure rules is mounting following a television programme focusing on declined claims.
Despite improved pay-out rates across most insurers, ITV1's ‘You Think You're Insured?', aired last night, followed cases where insurers refused to meet claims due to a variety of non-disclosure issues. Speaking on the show, Law Commissioner David Hertzell said a Code of Practice laid out by the ABI in January to address non-disclosure concerns does not go far enough to protect consumers. He also repeated his assertion radical legal reform is needed to tackle what he calls "out-of-date" legislation. A report by the Commission on non-disclosure is due out on 15 December, follow...
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