The move to higher minimum qualification requirements for UK advisers will not stop at Level 4, according to Scotland IFA Affluent Financial Planning.
Managing director Carl Melvin says it is only "a matter of time" before a graduate-level benchmark is introduced.
A key aspect of the RDR has been to raise the minimum qualification to QCF Level 4, the equivalent of the first year of a university degree, but some have called for higher standards.
The move has caused consternation among some advisers, particularly those who have been in the industry for a considerable number of years.
"Advisers may be focusing on the changes that will be imposed by the RDR but in reality this is just a stepping stone," Melvin says.
"The pressure on IFAs to achieve higher benchmarks will not cease in 2012. It is just a matter of time before IFAs will be expected to be qualified to at least degree level or its equivalent. It may take a decade or more, but it is inevitable."
Melvin says previous qualification standards "have been far too low to be credible".
"The ability to correctly answer some basic multiple-choice questions doesn't come close to what a solicitor or accountant has to achieve to become qualified, yet the issues we deal with are often equally complex," he says.
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