Bristol & West starts first-time buyer campaign

The new range features four products to serve first time buyers in a variety of circumstances to help affordability. Firstly, a discounted rate mortgage, which can lend up to 4.5x single income, is one of the offerings. The rate is 2.1% below the standard variable rate for two years, with a £699 arrangement fee and no higher lending charge. Another deal offers a low starting rate of 4.99% for one year, followed by a 4 year fixed rate of 5.99%. The product features a £999 arrangement fee, no higher lending charge and an early repayment penalty of 5%. A third product, called Fee Saver, h...