Investec has rolled out its seventh suite of structured products comprising eight new launches linked to the FTSE.
This latest series is split into three categories: accumulation, investment and income.
The set of three accumulation plans - designed to guarantee investors' initial deposit and outperform cash-like investments - each have two options.
Guaranteed 3 Year FTSE 100 Plan 7 offers either 300% of any index growth or the greater of either a 3% minimum return or 100% of the rising index over three years, with returns capped at 25%.
Guaranteed 5 Year FTSE 100 Plan 7 provides 500% of index growth or the greater of either a 10% minimum return or 100% of the rising FTSE over five years, with a 50% ceiling.
Guaranteed 5 Year FTSE 100 Kick-Out Plan 2 returns100% of any rise in the index. The first option kicks out on any anniversary where the index is higher than its starting level and will pay out 7.25% for each year of the plan's term. The second option sees the plan mature on any anniversary where the index is up 10% on the previous year and will pay out 10%. Returns are not compounded.
The four-strong collection of investment plans are growth focused and aim to deliver accelerated asset growth.
FTSE 100 Protected Growth Plan 6 is capital protected, offering100% of index growth after five years, limited to a maximum return of 65%.
FTSE 100 Geared Returns Plan 7 returns 10 times any increase in the index after five years. Capital is at risk if the index halves at any point during the term.
FTSE 100 Enhanced Kick-Out Plan 2 provides 120% of the index growth. The five-year plan will mature on any anniversary where the index is higher than its initial level and pay out 15%. Capital is at risk if the index drops below 50% of its starting level during the term.
FTSE 100 Accelerated Growth Plan 7 offers 165% of any increase in the index after five years. The nominal investment is at risk in line with falls in the FTSE, with capital loss commensurate with any decline in the index after five years.
Meanwhile, the income plan aims to provide superior income while minimising the risk of capital loss.
FTSE 100 and RPI Combination Plan 6 provides 20 quarterly payments equivalent to 2% of the initial investment plus full indexation to UK inflation. The plan offers a maturity payment equal to 100% of the initial investment provided the index does not halve at any point during the term
All the plans are open for investment until 17 April.IFAonline
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