Up to a third of Britons failed to save anything during 2006, according to figures published by Alliance & Leicester.
This comes on top of the one in five who failed to save as much as planned throughout the year.
Meanwhile, roughly four in ten, 42%, who did save could not resist dipping in to their savings, the lender says.
Having failed thus far, some 80% of those surveyed state they see 2007 as the year in which to turn around their savings culture.
About a third say this is because the have finally realised the ”serious implications of not having adequate savings.” Still, close to six in ten still say they will only save when they can afford to, rather than commit to a regular saving scheme.
And close to four in ten still say they will only save for short-term goals.
Among the reasons blamed for not saving more include: finances are too complicated or time consuming, it is not seen as necessary, it is not affordable, it is better to ’live for today’.
The research was based on a sample of more than 2,500 adults in early December.
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