Martyn Ingram of The Investors Partnership provides an insight into Scottish Life's product fund links and the alternatives available to managed funds
The default fund option for many pension investors is the managed fund - an easy choice for advisers and investors looking for a one-stop fund that is targeted to deliver respectable returns over the medium to longer term. Irrespective of whether a managed fund is called a managed fund, a balanced managed fund, a mixed fund or something else, the ones that are marketed mainly to a UK retail audience tend to have fairly similar profiles. They usually have a core direct investment in mainstream UK equities, some exposure to international equity markets, exposure to fixed income investments ...
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