Keeping one step ahead

Although this column tends to focus on advisers and the life and pensions sector, there is, of course, another body of firms striving to keep pace with the changing environment in which we all operate. In some senses it could be argued that the asset management community has already covered the greatest ground in the adoption of new technology and distributed business models. That said the market remains hopelessly oversupplied, often with poor to mediocre propositions. No-one has ever been able to explain to me why there are so many supposedly differentiated fund offerings in, say, the UK...