The litmus test

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To paraphrase Alex Ferguson: There is no question stakeholder pensions are here to stay. And there's...

To paraphrase Alex Ferguson: There is no question stakeholder pensions are here to stay. And there's also no question it will signal the demise of the GPP. The effect on all other forms of savings products will be dramatic - whether these are pensions or other forms of savings. The only thing clear is that everything must change. The normal reaction to even an evolutionary change - let alone a step change of this nature - is to resist and try to hold on to the familiar. And yet to quote Charles Darwin: "It is not the strongest of the species that survive, nor the most intelligent but the ...

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