The future of state pensions

Although they will never provide more than a basic standard of living, the starting point in considering pension provision for clients has to be the benefits provided by the state. These are the foundations on which a solid financial structure can be built. However, although they are guaranteed in one sense of the word, state pension benefits are currently in a state of considerable flux. In this short series of features, we will consider what the benefits are, what changes are being made, and how these impact on financial advice. State pension benefits State pension benefits are made u...