How to be GLAM

People in mid-career or edging towards retirement will most likely have certain pension arrangements and should look back though their employment history to establish what type of benefits they may have received from each of their employers As employees, everyone has been subjected to PAYE and National Insurance throughout the period of employment. So at the very least there is entitlement to SERPS (State Earnings-Related Pension Scheme) and the basic State Retirement Pension. This has never been particularly generous, but it is a starting point While cruising through the 1980s a signific...