The Pep is dead: long live the Pep

Now that investors can no longer make additional contributions to a Pep, intermediaries may find it hard to convince their clients of the need for active management by using Pep transfers. The Pep transfer market offers considerable opportunities for investors to maximise the potential of their portfolio through active management, and for IFAs to seek out managers with funds and terms to suit. However, the twin issues of costs and the perception of underperformance may give the investor cause for hesitation. Market conditions As ever, shifting stock market conditions and changing personal...