Long term care under fire

By James Smith Sales opportunities for protection insurance are growing due to delays in decisive action on the legislative framework for long-term care (LTC) and the increasing debate between political parties on who should pay, the taxpayer or the individual. After announcing plans for free nursing care in a July white paper, the Government's inclusion of this initiative in the Health & Social Care bill should give the best chance of it becoming law before the next election. Under new proposals the NHS will pay the nursing care costs of people in nursing homes: the first in several pl...