Sippsverging on the unusual

I've done some pensions exams, I've read the text books and I have also had the pleasure of liaising with the Inland Revenue and other authorities on pensions matters. I've listened to many experts pontificating about the investment markets, heard many theories some of which have worked and others that have not. I'd like to think that in nearly 20 years of working in pensions I'd heard most things. So there I am sitting in the office one cold wet afternoon when the phone rings. I answer it, and after a couple of minutes I have ascertained that I am speaking to a client who has a Sipp...