The regulation of workplace marketing

Not a week goes by without the publication of a new survey pointing out the obvious, namely that we are saving too little and living too long. To close the savings gap, several think tanks have suggested we take advantage of the workplace as a distribution channel for financial products, using employers' payroll systems as an efficient collection point for premiums. In their respective reports for the Department of Work and Pensions and the Treasury, Pickering and Sandler both pointed out that the workplace is an obvious outlet for the distribution of basic savings and, possibly, protect...