Maximising your investment returns

Finance directors of UK companies understand well that every 1%pa of improved investment performance decreases the ongoing costs of running a final salary pension scheme by around 15 So, in a world where there were no minimum funding or solvency requirements to worry about, the investment goal for most schemes has been to maximise investment returns over the long term without worrying too much about the scheme's liability profile and about short term volatility An 80% allocation to UK and overseas equities has not been uncommon, a proportion that is much higher than that chosen by schemes...