Four steps towards ensuring a simplerpensions system

UK pensions need to be simplified. We know this is true because our government has said so and the media goes along with it too, so it must be the case. I think we need a simple and fair pension system too and so do most of the pensions people I know, so that confirms it ' we need a simple pensions system. But would we recognise a simple system if we saw one? Do we all mean the same thing when we use the word simple? And what exactly are the complexities everyone is going on about? And anyway, do we need to do a really good job of it? Could we not just tidy it all up a bit and give...