Countrywide with-profits bond choices

Countrywide is favouring Scottish Widows and Clerical Medical as with-profits bond providers on its product panel and has included Prudential's Prudence Bond only after slightly relaxing its judging criteria. The Clerical Medical Sovereign and Classic bonds are on its list along with the Royal and SunAlliance unitised bond and the Scottish Mutual with profits investment bond. Countrywide's criteria includes choosing life offices that do not use market value adjustors on or after the 10th anniversary of the bond, as it is keen on insurers that are willing to allow investors access to decla...