The benefits of a changing career

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A job change on the part of your client is an ideal opportunity to recommend a full financial review...

A job change on the part of your client is an ideal opportunity to recommend a full financial review to assess the impact of any major adjustments to the employee benefits package. Unless your client is moving to a blue chip company, the benefits may be less comprehensive and valuable than expected. Over the past decade the trend towards defined contribution (DC) pension schemes has been accompanied by a general reduction in core and fringe benefits such as income replacement and medical insurance. Even where the employer maintains a defined benefit (DB) scheme, certain insurances that t...

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