Here's our weekly round-up of articles your clients may have read over the weekend...
Where there's a will
It is, apparently, Will Aid next month, an annual occasion when some participating solicitors and advisers forego their will-writing fees and instead donate them to a number of charities. Though you may not be among them, this is as good a time as any to raise the issue of wills with clients. And, after this piece was published in The Independent on Sunday, perhaps clients will come to you.
No, Mr Bond, it's time for you to...
You may receive one or two enquiries from clients with investments heavily in bonds this week. A number of experts are starting to get a little bullish on developed market equities, though bonds continue to top best-seller lists. This piece in The Sunday Times (subscription required) may prompt a question or two.
Pensions in cash?
Though buying an annuity is the most common and perhaps the simplest way of converting savings into an income at retirement, a piece in the Telegraph discussed the merits of income drawdown. It noted that annuity rates had now plunged so low that many can now get a comparable return from a high-interest bank account.
Articles your clients may have read in the newspapers over the weekend...
As the Conservative Party conference begins in Birmingham this week, there have been one or two murmurings about Tory plans to slash some £10bn from the welfare bill. This has implications for child benefits. This piece in the Mail may lead to one or two client inquiries. The Prime Minister and Chancellor have also ruled out the introduction of both 'wealth' and 'mansion' taxes.
You're an educator
The role of a financial adviser has always been to educate as well as advise. And, this piece, again in The Independent on Sunday, suggests a few simple messages really can turn peoples' lives around.
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