The pick of this week's articles on IFAonline.co.uk...
Independent v Restricted
The FSA finalised its guidance on the differences between independent and restricted advice post-RDR, and there was good news for anyone deploying the team approach.
A judge ordered that an FSA decision notice against a banker be quashed after it was successfully argued that the regulator had failed to present enough evidence for its actions.
Sesame + Henderson
It may have been announced earlier this year, but it was nevertheless an important development when Sesame Bankhall Group and Henderson Global Investors launched their multi-manager offering.
The pick of the week's news stories
One of the big hitters in the industry, IFP president Marlene Shalton, confirmed she will be leaving Bluefin to join Guardian Wealth Management
Money Advice Service
If the Money Advice Service was hoping for some support from trade bodies, it will have been disappointed by the submissions made by AIFA and IFA Centre to the Treasury Select Committee's inquiry.
Some interesting information obtained through HMRC suggested almost three million pensioners and low-paid workers have paid too much tax on their savings.
The cup was very much half full for the CII, which published a study outlining the ‘historic opportunity' for financial advisers as a result of auto-enrolment.
Find out who said the pensions industry is "a shambles of deeply entrenched vested interests" and why we're now in the "last chance saloon" to change public perceptions about it.
It was revealed that the time it takes the FSA to give approval to start a new business in the UK has increased significantly in the past nine months.
The aviation sector's constant evaluation of errors in order to improve safety should be applied to defined benefit (DB) schemes, as too many are repeating the same mistakes again and again, research has shown.
IA sectors – help or hindrance?
Despite multiple complaints
Annuity market worth £4bn in 2017
For ‘distress’ caused