It's our round-up of the stories your clients may have read in the national newspapers over the weekend...
Barely a weekend goes by without yet more worrying news about the level of retirement savings, and this time it was the Guardian which reported on the wide gap between what people expect to receive on retirement and the ‘grim' reality.
Zero interest rates
Best-buy savings accounts may not be an area IFAs necessarily deal with, but a piece in the Telegraph will still have made for some interesting reading. It explained how some leading accounts were withdrawn last week and replaced by lower-paying alternatives, drawing a link between these developments and IMF chief Christine Lagarde's suggestion that the Bank of England should consider cutting the base rate to zero if the economy does not recover.
Old safe havens
Anyone who thought their money was safe in cash savings, government debt and gold may have been jolted by a piece in the Independent of Sunday. With interest rates stuck at their record low levels, cash was described as only a short-term solution, while the the experts attempted to dispel the myth of gold being the ultimate safe haven.
Five articles clients may have read in the nationals last weekend
Anyone planning to go down the equity release route will have taken a particular interest in reports about a new code of conduct from the Equity Release Council, formerly known as trade body SHIP. The Mail on Sunday said it should lead to better protection for older homeowners who want to release cash from their home while retaining the right to live there.
It also mentioned that, for the first time, membership of the organisation will include financial advisers and solicitors, as well as equity release companies.
Savers who have turned their backs on equities were told they may be missing out on billions of pounds in payouts after UK company dividends hit a new record in the early months of this year. Scotland on Sunday detailed how these dividends could provide income or growth through reinvesting.
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