How to keep your PI premiums down

It is widely acknowledged that PI premiums could be set for a huge upward hike and mortgage brokers look likely to be the hardest hit due to the unregulated nature of the sector and the relative ease with which a brokerage can be established. At the same time, the FSA is actively recruiting more staff into its small firms division and has pledged to be more intrusive, after repeated accusations of past regulatory failure. This has already manifested itself through a three-fold increase in fines against adviser firms compared to this time last year. Problems with products such as sub-p...