Professional Adviser www.professionaladviser.com Mortgage Times makes free legals and valuation offer <p><!--summary start--> The Mortgage Times has announced it will offer free valuation and legal services and a range of First National mortgages. <!--summary end--></p> https://www.professionaladviser.com/news/1342674/mortgage-times-makes-free-legals-valuation-offer https://www.professionaladviser.com/news/1342674/mortgage-times-makes-free-legals-valuation-offer Fri, 3 Oct 2008 09:00:00 +0000 Mortgage Next extends non-conforming offering <p><!--summary start--> Mortgage Next has added two specialist lenders to its panel to provide its brokers with a wider range of buy-to-let and sub-prime mortgage products. <!--summary end--></p> https://www.professionaladviser.com/news/1345134/mortgage-extends-conforming-offering https://www.professionaladviser.com/news/1345134/mortgage-extends-conforming-offering Mon, 9 Jun 2008 09:00:00 +0000 Making the right choice <p><!--summary start--> Helen Morrissey talks to a panel of experts about the options available to people when they reach retirement <!--summary end--></p> https://www.professionaladviser.com/feature/1356400/-choice https://www.professionaladviser.com/feature/1356400/-choice Sun, 1 Jun 2008 01:00:00 +0000 Future Mortgages ceases new lending <p><!--summary start--> Future Mortgages has been shutdown by parent company Citi and will cease all new lending from 21 May. <!--summary end--></p> https://www.professionaladviser.com/news/1335277/future-mortgages-ceases-lending https://www.professionaladviser.com/news/1335277/future-mortgages-ceases-lending Tue, 20 May 2008 11:30:00 +0000 Mortgage Expo: Securitisation 'may never recover' from credit crunch <p><!--summary start--> Securitisation as a mortgage funding method might never recover from the current credit crunch, according to Jackie Bennett, head of policy for the Council of Mortgage Lenders. <!--summary end--></p> https://www.professionaladviser.com/news/1352414/mortgage-expo-securitisation-recover-credit-crunch https://www.professionaladviser.com/news/1352414/mortgage-expo-securitisation-recover-credit-crunch Wed, 14 May 2008 12:45:00 +0000 AToM adds igroup to panel <p><!--summary start--> All Types of Mortgages (AToM) has today announced it will add igroup to its panel of lenders. <!--summary end--></p> https://www.professionaladviser.com/news/1346387/atom-adds-igroup-panel https://www.professionaladviser.com/news/1346387/atom-adds-igroup-panel Mon, 21 Jan 2008 13:30:00 +0000 Citizens Advice slams mortgage industry on arrears <p><!--summary start--> The arrears management processes of mortgage lenders often increase the arrears problems faced by borrowers, according to a report by Citizens Advice Bureau (CAB). <!--summary end--></p> https://www.professionaladviser.com/news/1337739/citizens-advice-slams-mortgage-industry-arrears https://www.professionaladviser.com/news/1337739/citizens-advice-slams-mortgage-industry-arrears Wed, 12 Dec 2007 08:00:00 +0000 Advantage revamps mortgage range <p><!--summary start--> Advantage, the specialist lending subsidiary of Morgan Stanley, has today announced a series of changes across its mortgage range. <!--summary end--></p> https://www.professionaladviser.com/news/1336405/advantage-revamps-mortgage-range https://www.professionaladviser.com/news/1336405/advantage-revamps-mortgage-range Thu, 4 Oct 2007 11:00:00 +0000 Homeowners falling behind on mortgage payments <p><!--summary start--> Homeowners are over-committing themselves with loans and other forms of credit, says a report from the Citizens Advice Bureau (CAB) today. <!--summary end--></p> https://www.professionaladviser.com/news/1352853/homeowners-falling-mortgage-payments https://www.professionaladviser.com/news/1352853/homeowners-falling-mortgage-payments Wed, 13 Sep 2006 17:00:00 +0000 Blog: A quest to fix my credit file <p><!--summary start--> You wouldn't necessarily expect a personal finance journalist to have a lot of difficulty getting credit but I have been having problems for years. <!--summary end--></p> https://www.professionaladviser.com/opinion/1343000/blog-quest-fix-credit-file https://www.professionaladviser.com/opinion/1343000/blog-quest-fix-credit-file Wed, 23 Aug 2006 17:00:00 +0000 Lib Dems call on lenders to act more responsibly <p><!--summary start--> Liberal Democrat shadow chancellor Vince Cable has attacked banks for irresponsible lending practices and claims they must now share some of the blame for the rise in personal insolvencies. <!--summary end--></p> https://www.professionaladviser.com/news/1344693/lib-dems-lenders-act-responsibly https://www.professionaladviser.com/news/1344693/lib-dems-lenders-act-responsibly Thu, 3 Aug 2006 12:00:00 +0000 Bad debt increases for first time since 1992 <p><!--summary start--> Households in the UK are for the first time since the last recession showing signs of having increasing difficulties in paying their debts, new research claims. <!--summary end--></p> https://www.professionaladviser.com/news/1352699/bad-debt-increases-1992 https://www.professionaladviser.com/news/1352699/bad-debt-increases-1992 Wed, 12 Jul 2006 12:30:00 +0000 A&L next step into specialist markets imminent <p><!--summary start--> Alliance & Leicester (A&L) says it is now very near to launching its non-conforming mortgage ranges. <!--summary end--></p> https://www.professionaladviser.com/news/1345540/-step-specialist-markets-imminent https://www.professionaladviser.com/news/1345540/-step-specialist-markets-imminent Mon, 12 Jun 2006 12:30:00 +0000 PMPA launches Unity Homeloans <p><!--summary start--> The Professional Mortgage Packagers Alliance (PMPA) has this morning announced the launch of a lender designed to deliver mortgage products specifically though its own membership. <!--summary end--></p> https://www.professionaladviser.com/news/1343123/pmpa-launches-unity-homeloans https://www.professionaladviser.com/news/1343123/pmpa-launches-unity-homeloans Wed, 26 Oct 2005 09:00:00 +0000 Non-conforming lenders settle on Trigold <p><!--summary start--> Six lenders in the non-conforming mortgage market have agreed to jointly support a new module for Trigold's mortgage sourcing system Prospector AAA. <!--summary end--></p> https://www.professionaladviser.com/news/1349568/-conforming-lenders-settle-trigold https://www.professionaladviser.com/news/1349568/-conforming-lenders-settle-trigold Wed, 8 Dec 2004 08:00:00 +0000 Living choices <p><!--summary start--> For clients struggling to raise cash to pay for long term care, equity release could be an option. Peter Fisher explains <!--summary end--></p> https://www.professionaladviser.com/feature/1299834/living-choices https://www.professionaladviser.com/feature/1299834/living-choices Fri, 1 Oct 2004 01:00:00 +0000 A flexible approach <p><!--summary start--> Changed circumstances can complicate the remortgage process, but lenders with flexible underwriting techniques can help <!--summary end--></p> https://www.professionaladviser.com/news/1320406/-flexible-approach https://www.professionaladviser.com/news/1320406/-flexible-approach Thu, 28 Aug 2003 01:00:00 +0000 The cat's out of the bag... <p><!--summary start--> With remortgaging levels still high, many borrowers are using it as a vehicle to raise low-interest capital. But how do lenders view the risks? <!--summary end--></p> https://www.professionaladviser.com/news/1312151/-cat-bag https://www.professionaladviser.com/news/1312151/-cat-bag Thu, 28 Aug 2003 01:00:00 +0000 Product round-up <p><!--summary start--> Each fortnight we bring you the key features of recently launched or relaunched mortgage products <!--summary end--></p> https://www.professionaladviser.com/news/1314228/product-round https://www.professionaladviser.com/news/1314228/product-round Thu, 28 Aug 2003 01:00:00 +0000 As safe as houses <p><!--summary start--> A recent survey conducted on behalf of the Association of British Insurers (ABI) has revealed that... <!--summary end--></p> https://www.professionaladviser.com/news/1320309/-safe-houses https://www.professionaladviser.com/news/1320309/-safe-houses Fri, 31 May 2002 01:00:00 +0000 Mortgage trends <p><!--summary start--> Large loans are no longer a rarity in the world of intermediary mortgage lending and are increasin... <!--summary end--></p> https://www.professionaladviser.com/news/1312619/mortgage-trends https://www.professionaladviser.com/news/1312619/mortgage-trends Fri, 31 May 2002 01:00:00 +0000 Lending to real people <p><!--summary start--> Having your mortgage application turned down is a harsh reality for one in four housebuyers. A sub-p... <!--summary end--></p> https://www.professionaladviser.com/news/1323201/lending-real-people https://www.professionaladviser.com/news/1323201/lending-real-people Mon, 20 May 2002 01:00:00 +0000 Sub-prime mortgages <p><!--summary start--> Take the high street for sub-prime A few years ago just the thought of trying to place a client wi... <!--summary end--></p> https://www.professionaladviser.com/news/1316548/sub-prime-mortgages https://www.professionaladviser.com/news/1316548/sub-prime-mortgages Mon, 15 Oct 2001 01:00:00 +0000 Charcol to help those with adverse credit <p><!--summary start--> A history of CCJs, arrears and bankruptcy is no longer a barrier to gaining a home loan from Charcol... <!--summary end--></p> https://www.professionaladviser.com/news/1301507/charcol-help-adverse-credit https://www.professionaladviser.com/news/1301507/charcol-help-adverse-credit Tue, 5 Jun 2001 01:00:00 +0000 Platform set to launch near-prime product range <p><!--summary start--> Platform Home Loans has announced it is to move up the credit spectrum with the launch of a new produ... <!--summary end--></p> https://www.professionaladviser.com/news/1326461/platform-set-launch-near-prime-product-range https://www.professionaladviser.com/news/1326461/platform-set-launch-near-prime-product-range Sat, 1 Apr 2000 01:00:00 +0000