Term Assurance
Why the scrapping of L&G's terminal illness exclusion matters
Common sense has finally prevailed
Protection, you've changed
PROTECTION
Protection Watch...with Kevin Carr
PROTECTION
Protection watch
PROTECTION WATCH
Aegon publishes State death benefits guide
Aegon has published a guide to State bereavement payments that will be issued with all death claim packs.
Half death claims made for those under 55
Half the life insurance claims received by Scottish Provident last year were made for those under 55 years old, the insurer has revealed.
Grieving families need more short term financial support
Bereavement benefits need to be altered to better support those who have suffered the death of a loved one, government research has found.
Age immaterial for IP and PMI buyers
Young adults are just as aware of the need to protect their income and health as their elder peers, but fall behind when it comes to life insurance and critical illness (CI).
Bright Grey adds simple life and CI product
Bright Grey has added to its simplified products offering with the launch of its Lifestyle Plus plan.
Clients unaware of state bereavement payments
Grieving clients could be missing out on thousands of pounds worth of state bereavement benefits, RGA has said.
British troops killed without life cover
Dozens of soldiers have been killed in Afghanistan without taking out life insurance while thousands more have served active duty without cover, it has been revealed.
Protection complaints exceed 2011 levels
Protection complaints continued to rise during the year and have already breached last year's totals in some product areas.
Fifth of life sales should be FIB - LifeSearch
LifeSearch is encouraging protection advisers to increase sales of family income benefit (FIB) products.
Quarter of a trillion pounds worth of mortgages unprotected
Britons are leaving mortgages worth £245bn unprotected, according to new research.
One in ten couples must resort to pauper's funeral
Half of co-habitating Britons do not have any life insurance and many could not afford a funeral if their partner or spouse died, new research has found.
Protection Watch...with Kevin Carr
What Kevin Carr made of developments in protection this month.
Health and protection disputes jump steeply
Protection and health insurance complaints to the Financial Ombudsman Service (FOS) leapt sharply in the second three months of the year.
L&G chief executive Breedon to retire
Tim Breedon, CEO of Legal & General (L&G), is to retire from the company at the end of 2012, when he will have completed a quarter of a century at the insurer.
Britons neglect death preparations as costs continue to rise
The cost of dying rose again last year, according to a new report which suggests loved ones left responsible for making funeral arrangements are unprepared for the burden.
Getting away with murder?
When murder is the cause of a claim, life insurance can be a deadly business. But, ask Alex Forsyth and Alex Isted, how do we deal with such cases?
Lead Co-op launches life assurance leads
Lead Co-op has launched life assurance leads allowing advisers to alter prices according to the source of the lead in order to reward and encourage quality leads.
The ten most common underwriting queries (and answers)
Not only will the needs of each and every client who needs a protection policy differ, but advisers also have to factor in the different underwriting processes of providers...
Seven startling facts about longevity
A Swiss Re report examining the accuracy of mortality projection models includes several interesting facts about life expectancy. Here are a few of our favourties from that report (plus a few others from elsewhere).
Call for overhaul of mortality projection models
Mortality projection models are in need of a radical overhaul to ease insurers' funding problems and give them confidence when pricing future retirement income solutions, an influential new report argues.
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