Opinion

        Suarez, selfies and CIPs: A year in review

        Professional Adviser | 18 Dec 2014 | 12:38

        There was more to 2014 in financial services than pensions freedom, wasn't there? David Thompson looks back on a busy year, and whether the flurry of changes worked.

        luis-suarez
        lawrence-cook-thesis

        Why better for clients is better for business

        Clients don’t actually care that much about pensions or ISAs or any other product on the market, writes Lawrence Cook

        Professional Adviser | 17 Dec 2014 | 12:13
        llewellyn2

        Armchair Critic: The Nutmeg Experience

        Nutmeg sells itself on simplicity and low cost. But for a novice doing something as simple as buying an ISA, that is not exactly how it works, says PA’s Armchair Critic Brendan Llewellyn

        Professional Adviser | 17 Dec 2014 | 10:06

    Other Opinion articles

      back-to-school-mobile

      'Could do better': An RDR end of year two report card

      As the end of the second year of the RDR experiment draws to a close, Simon Willoughby grades the progress so far...

      Professional Adviser | 10 Dec 2014 | 10:31
      simon-evan-cook

      Asset Allocators' Soapbox: The cost of 'closet tracking'

      A key problem with closet tracker funds is that they unfairly tip the active v passive debate in the latter's favour, writes Simon Evan-Cook...

      Professional Adviser | 08 Dec 2014 | 10:47
      dog

      Recruitment dilemma: How to deal with a nodding dog

      Of all the characters you can have on your team, a nodding dog may seem the most benign, but is potentially the most dangerous with a lack of enthusiasm that can quickly make attitudes go sour....

      Professional Adviser | 08 Dec 2014 | 10:35
      bradbury-sheriar-2

      Sheriar Bradbury: How a throwaway remark just made advising easier

      Steve Webb's 'Lamborghini' comment in the wake of the Budget pension changes may have made kick-starting a retirement conversation with clients that much simpler, writes IFA Sheriar Bradbury...

      Professional Adviser | 05 Dec 2014 | 11:06
      abraham

      The bottom line: Revealing platforms' profitability (and why it matters)

      Abraham Okusanya, author of an eye-opening new report on platform profitability, examines propositions' future viability and explains why advisers must incorporate it into their due diligence...

      Professional Adviser | 04 Dec 2014 | 12:44
      scott-sinclair

      From the editor: Is it important that platforms turn a profit?

      It's easy to misinterpret profit and loss, particularly if one looks only at the headline figures. To the untrained investor, understanding the financials is simple: profit or surplus means ‘good' or ‘buy'; loss or deficit means ‘bad' or ‘sell'.

      Professional Adviser | 04 Dec 2014 | 12:08
      man-shouting88

      Blog: Govt risks fresh mis-selling scandal if it fails to prepare guidance service

      The government could face a fresh mis-selling scandal if it fails to prepare for its guidance service, Chris Williams, CEO of Wealth Horizon has said following the Autumn Statement.

      Professional Adviser | 04 Dec 2014 | 07:21
      japan45234

      Just what is going on with Japan? Two views on trouble in Tokyo

      A huge miss on GDP, a snap election called, an inflation rate at its slowest for a year, all in the space of a few weeks - so just what is going on with Japan? Professional Adviser speaks to two experts to dig behind the headlines.

      Professional Adviser | 01 Dec 2014 | 12:30
      tapper-henry-first-actuarial

      Why Labour is right to threaten a cap on drawdown fees

      Charge caps are unpalatable but necessary if the industry won't sort itself out, argues First Actuarial's Henry Tapper...

      Professional Adviser | 27 Nov 2014 | 01:21
      mark-polson

      Mark Polson: Dafties will be dafties, but we must trust retirees

      The suggestion of a pensions credit card has been branded 'irresponsible', but denying retirees the freedoms they're being promised is akin to denying a toddler a ball until they've proved they can play with it properly, writes Mark Polson.

      Professional Adviser | 23 Nov 2014 | 20:13
      bankersumbrella

      Banker's Umbrella: Stop being afraid and start building business from social

      In the first of a new column for Professional Adviser, the quasi-mysterious Banker's Umbrella attempts to comprehend some firms' stance on social media and explains why they cannot afford to stay away...

      Professional Adviser | 21 Nov 2014 | 10:36
      derek-bradley-2

      Killjoy? Why the FCA’s inducement crackdown is going too far

      Compliance departments are getting incredibly twitchy about all kinds of entertainment, writes Derek Bradley...

      Professional Adviser | 13 Nov 2014 | 15:15
      Men shaking hands

      People power: Nine tips for recruiting and retaining good advisers

      Financial planning firm principal Jason Ransted offers his tips for growing a happy and healthy advisory team...

      Professional Adviser | 13 Nov 2014 | 10:19
      david-brooks

      Blog: The problem with pensions

      With the Budget freedoms raising concerns about what savers will do with their money, and the state pension still returning a 'paltry sum', David Brooks assesses potential solutions...

      Professional Adviser | 12 Nov 2014 | 12:07
      mark-polson

      Mark Polson: The products already exist, now let's guide retirees

      What retirement product providers absolutely must not do (but inevitably will) in the wake of the pension freedoms is look at which shiny new products they can bring to market, writes Mark Polson...

      Professional Adviser | 05 Nov 2014 | 10:43
      dog

      Clients' best friend: What a trip to the vet taught this adviser about financial planning

      One trip to an emergency vet was enough to illustrate to Susan Jordan the often-unknown benefits of financial planning...

      Professional Adviser | 04 Nov 2014 | 10:33
      lawrence-cook-colour

      Blog: Let’s lift the DFM commission cloud

      The DFM commission question needs resolving once and for all, writes Lawrence Cook...

      Professional Adviser | 29 Oct 2014 | 14:46

Markets

Sponsored video

Poll

    Are annuity death tax changes a 'job half done'?