Blog: Let’s lift the DFM commission cloud

        Professional Adviser | 29 Oct 2014 | 14:46

        The DFM commission question needs resolving once and for all, writes Lawrence Cook...


        Armchair Critic: The destructive dynamic of complexity and regulation

        Transparency is nothing to do with clarity and simplicity, says PA’s Armchair Critic Brendan Llewellyn

        Professional Adviser | 29 Oct 2014 | 13:00

        From the editor: Are we too protective of the word 'advice'?

        Are financial advisers too protective of the word ‘advice'? There is a gap - no, a chasm - between what the public understands as advice (‘Wotsits are way nicer than Discos') and what you and I know it means in the world of financial services.

        Professional Adviser | 23 Oct 2014 | 11:01

    Other Opinion articles


      ‘But I don’t like change’: The emotional aspects of deciding whether to outsource

      Outsourcing investment decisions is a tough decision for many advisers, writes Lawrence Cook...

      Professional Adviser | 22 Oct 2014 | 10:20

      Is pension simplification yet another nail in the coffin of advice for less wealthy clients?

      Pension simplification brings choice to all retirees, meaning advice has never been so valuable. But, Sheriar Bradbury writes, advisers just can’t afford to get involved with the less wealthy…

      Professional Adviser | 22 Oct 2014 | 10:19

      Protection Watch… with Kevin Carr (Oct 2014)

      Our protection detective gives his verdict on five key developments in protection in the last month...

      Professional Adviser | 22 Oct 2014 | 10:18

      FCA sets out to bust myths about its rules

      Abraham Okusanya paid a visit to an FCA compliance seminar and discovered a regulator keen to banish, once and for all, some of the misconceptions around its rules...

      Professional Adviser | 22 Oct 2014 | 07:40

      P2P or not P2P: Do SIPPs and peer-to-peer lending mix?

      P2P lending might have captured investors’ attention but utilising it in a SIPP brings a unique set of challenges, writes Andy Leggett

      Professional Adviser | 20 Oct 2014 | 11:31
      scales of justice

      The court case we all thought was a victory for the client

      Towry versus Raymond James was somewhat of a watershed moment in adviser-client relationships, but who really benefited from the verdict? Regulatory lawyer Alex Denny takes a closer look...

      Professional Adviser | 17 Oct 2014 | 13:24

      Mark Polson: The (real) secret to picking platforms

      Why Mark Polson recommends a visit to thetrainline.com if you're really serious about picking a platform all parties will be happy with...

      Professional Adviser | 17 Oct 2014 | 10:40

      Blog: May you live in interesting (retirement) times

      Has the Chancellor brought about pension flexibility or more pension complexity? Neil MacGillivray voices his opinion…

      Professional Adviser | 16 Oct 2014 | 14:18

      Why a pension cashpoint is not around the corner

      Henry Tapper explains why George Osborne’s attempts to ‘sex up’ pensions flexibilities as a ‘Pensions Bank’ are wrong and confusing.

      Professional Adviser | 16 Oct 2014 | 08:03

      From 'give us a quote' to 'what should I do?': How Budget 2014 is transforming client behaviour

      Prior to Budget 2014, most queries to pensions advisory service Portal Financial were for straightforward quotes. How things have changed...

      Professional Adviser | 15 Oct 2014 | 14:09

      Armchair Critic: How I benchmark advisers

      Brendan Llewellyn takes an arms-length look at the financial advice industry. This week: An adviser might have his benchmarks for clients' investment portfolios, but Brendan's got some of his own...

      Professional Adviser | 14 Oct 2014 | 10:58

      David Ferguson: The hideous truth

      There are four quadrants to building a great business, writes David Ferguson, but complacently listing 'building trust' among them is where some of our esteemed institutions have got it so wrong...

      Professional Adviser | 09 Oct 2014 | 15:26

      Blog: What’s good for the goose…

      Advisers who hold investment companies in their own portfolios, but don’t recommend them to their clients should think again, writes Ian Sayers.

      Professional Adviser | 07 Oct 2014 | 13:42

      ‘An accident waiting to happen’: Why drawdown retirees need more than guidance

      Is the guidance guarantee enough when it comes to drawdown? Austin Broad thinks not…

      Professional Adviser | 02 Oct 2014 | 10:41

      Blog: ‘Put simply drawdown is not the right solution for everyone’

      George Osborne’s latest pensions taxation policy equates to ‘a mighty big shove into drawdown’, writes Rachel Vahey…

      Professional Adviser | 01 Oct 2014 | 10:32

      Self-sufficient? Why adviser DFMs still need a helping hand

      News that Westbury Asset Management is planning to become a discretionary fund manager (DFM) reignited the debate about the pros and cons of using such a service and the growing pressures on advisers, writes Lawrence Cook.

      Professional Adviser | 18 Sep 2014 | 15:13

      'A set of geriatric gums': Ex-APFA council member Alan Lakey on 15 years of struggle

      After years shouting from the sidelines, industry veteran Alan Lakey tried to shake up the Association of Professional Financial Advisers (APFA) from the inside. On the body's 15 year anniversary, he details his struggle...

      Professional Adviser | 18 Sep 2014 | 10:34



    Will the guidance guarantee be of value to people with small pension pots?