Opinion

        From the editor: Are we too protective of the word 'advice'?

        Professional Adviser | 23 Oct 2014 | 11:01

        Are financial advisers too protective of the word ‘advice'? There is a gap - no, a chasm - between what the public understands as advice (‘Wotsits are way nicer than Discos') and what you and I know it means in the world of financial services.

        scott-sinclair
        lawrence-cook-colour

        ‘But I don’t like change’: The emotional aspects of deciding whether to outsource

        Outsourcing investment decisions is a tough decision for many advisers, writes Lawrence Cook...

        Professional Adviser | 22 Oct 2014 | 10:20
        bradbury-sheriar-2

        Is pension simplification yet another nail in the coffin of advice for less wealthy clients?

        Pension simplification brings choice to all retirees, meaning advice has never been so valuable. But, Sheriar Bradbury writes, advisers just can’t afford to get involved with the less wealthy…

        Professional Adviser | 22 Oct 2014 | 10:19

    Other Opinion articles

      carr-kevin-pru

      Protection Watch… with Kevin Carr (Oct 2014)

      Our protection detective gives his verdict on five key developments in protection in the last month...

      Professional Adviser | 22 Oct 2014 | 10:18
      abraham

      FCA sets out to bust myths about its rules

      Abraham Okusanya paid a visit to an FCA compliance seminar and discovered a regulator keen to banish, once and for all, some of the misconceptions around its rules...

      Professional Adviser | 22 Oct 2014 | 07:40
      andy-leggett

      P2P or not P2P: Do SIPPs and peer-to-peer lending mix?

      P2P lending might have captured investors’ attention but utilising it in a SIPP brings a unique set of challenges, writes Andy Leggett

      Professional Adviser | 20 Oct 2014 | 11:31
      scales of justice

      The court case we all thought was a victory for the client

      Towry versus Raymond James was somewhat of a watershed moment in adviser-client relationships, but who really benefited from the verdict? Regulatory lawyer Alex Denny takes a closer look...

      Professional Adviser | 17 Oct 2014 | 13:24
      mark-polson

      Mark Polson: The (real) secret to picking platforms

      Why Mark Polson recommends a visit to thetrainline.com if you're really serious about picking a platform all parties will be happy with...

      Professional Adviser | 17 Oct 2014 | 10:40
      neilmacgillivrayjamesh

      Blog: May you live in interesting (retirement) times

      Has the Chancellor brought about pension flexibility or more pension complexity? Neil MacGillivray voices his opinion…

      Professional Adviser | 16 Oct 2014 | 14:18
      tapper-henry-first-actuarial

      Why a pension cashpoint is not around the corner

      Henry Tapper explains why George Osborne’s attempts to ‘sex up’ pensions flexibilities as a ‘Pensions Bank’ are wrong and confusing.

      Professional Adviser | 16 Oct 2014 | 08:03
      jamie-smith-thompson

      From 'give us a quote' to 'what should I do?': How Budget 2014 is transforming client behaviour

      Prior to Budget 2014, most queries to pensions advisory service Portal Financial were for straightforward quotes. How things have changed...

      Professional Adviser | 15 Oct 2014 | 14:09
      llewellyn2

      Armchair Critic: How I benchmark advisers

      Brendan Llewellyn takes an arms-length look at the financial advice industry. This week: An adviser might have his benchmarks for clients' investment portfolios, but Brendan's got some of his own...

      Professional Adviser | 14 Oct 2014 | 10:58
      david-ferguson

      David Ferguson: The hideous truth

      There are four quadrants to building a great business, writes David Ferguson, but complacently listing 'building trust' among them is where some of our esteemed institutions have got it so wrong...

      Professional Adviser | 09 Oct 2014 | 15:26
      ian-sayers-aic

      Blog: What’s good for the goose…

      Advisers who hold investment companies in their own portfolios, but don’t recommend them to their clients should think again, writes Ian Sayers.

      Professional Adviser | 07 Oct 2014 | 13:42
      austin-broad

      ‘An accident waiting to happen’: Why drawdown retirees need more than guidance

      Is the guidance guarantee enough when it comes to drawdown? Austin Broad thinks not…

      Professional Adviser | 02 Oct 2014 | 10:41
      vahey-rachel

      Blog: ‘Put simply drawdown is not the right solution for everyone’

      George Osborne’s latest pensions taxation policy equates to ‘a mighty big shove into drawdown’, writes Rachel Vahey…

      Professional Adviser | 01 Oct 2014 | 10:32
      platform-dfm

      Self-sufficient? Why adviser DFMs still need a helping hand

      News that Westbury Asset Management is planning to become a discretionary fund manager (DFM) reignited the debate about the pros and cons of using such a service and the growing pressures on advisers, writes Lawrence Cook.

      Professional Adviser | 18 Sep 2014 | 15:13
      alan-lakey

      'A set of geriatric gums': Ex-APFA council member Alan Lakey on 15 years of struggle

      After years shouting from the sidelines, industry veteran Alan Lakey tried to shake up the Association of Professional Financial Advisers (APFA) from the inside. On the body's 15 year anniversary, he details his struggle...

      Professional Adviser | 18 Sep 2014 | 10:34
      neil liversidge

      'Wise up': APFA council member Neil Liversidge on why APFA matters

      Unpopular APFA may be, but uninfluential it is not, writes Neil Liversidge...

      Professional Adviser | 18 Sep 2014 | 10:32
      mark-polson

      Mark Polson: Why I'm voting no

      Mark Polson may very well suit up for a truly independent Scotland, but, he writes, true independence isn't quite what Scots are being offered...

      Professional Adviser | 17 Sep 2014 | 10:19

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