Iain Niblock: Bridging P2P lending's data gap

A year of limited take-up

clock • 5 min read

P2P lending faces a bigger issue than a lack of familiarity to investors and advisers, says Iain Niblock, and that is a lack of meaningful data and tools with which to interrogate what little information is available

A strange thing happened in April last year, when the regulator allowed financial advisers to recommend peer-to-peer (P2P) lending to their clients. What happened was - nothing. At least not to begin with. The P2P industry had rather assumed that, once advisers were permitted to suggest their clients consider P2P products then, provided they were suitable for the client concerned, they would do so almost automatically. But they did not and, although the broader market has become more and more interested in P2P investments since the end of last year, there has yet to be the take-up that m...

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