Professional Adviser www.professionaladviser.com Watchdog rebukes Direct Line over TV ad <p><!--summary start--> The Advertising Standards Authority (ASA) has barred Direct Line from showing a TV advert again after it was found to have misled consumers. <!--summary end--></p> https://www.professionaladviser.com/news/2135188/watchdog-rebukes-direct-line-tv https://www.professionaladviser.com/news/2135188/watchdog-rebukes-direct-line-tv Wed, 4 Jan 2012 14:00:00 +0000 Making the right choice <p><!--summary start--> Helen Morrissey talks to a panel of experts about the options available to people when they reach retirement <!--summary end--></p> https://www.professionaladviser.com/feature/1356400/-choice https://www.professionaladviser.com/feature/1356400/-choice Sun, 1 Jun 2008 01:00:00 +0000 DUAL-PRICING CAMPAIGN - Last chance to give your views <p><!--summary start--> IFAonline.co.uk has been inundated with comments on mortgage dual-pricing over the last few months. In response to requests from our readers, we are launching a campaign on the issue with a view to making the FSA listen properly to advisers' and brokers' concerns. <!--summary end--></p> https://www.professionaladviser.com/feature/1335598/dual-pricing-campaign-chance-views https://www.professionaladviser.com/feature/1335598/dual-pricing-campaign-chance-views Wed, 28 May 2008 11:10:00 +0000 Mortgage Next offers 30% lifetime insurance commissions <p><!--summary start--> Mortgage Next has launched a number of insurance products for directly authorised brokers, which guarantee to pay 30% commission for the life of the policies. <!--summary end--></p> https://www.professionaladviser.com/news/1348654/mortgage-offers-lifetime-insurance-commissions https://www.professionaladviser.com/news/1348654/mortgage-offers-lifetime-insurance-commissions Fri, 16 May 2008 14:00:00 +0000 Spelling out the options <p><!--summary start--> In the first of his two part series on inheritance tax Richard Warner goes through the ABC of IHT planning <!--summary end--></p> https://www.professionaladviser.com/feature/1356209/spelling-options https://www.professionaladviser.com/feature/1356209/spelling-options Sat, 1 Mar 2008 00:00:00 +0000 Changing perceptions <p><!--summary start--> Helen Morrissey talks to a panel of experts about how they expect the equity release market to develop <!--summary end--></p> https://www.professionaladviser.com/feature/1356646/changing-perceptions https://www.professionaladviser.com/feature/1356646/changing-perceptions Sat, 1 Mar 2008 00:00:00 +0000 Lightening the load <p><!--summary start--> <!--summary end--></p> https://www.professionaladviser.com/feature/1356546/lightening-load https://www.professionaladviser.com/feature/1356546/lightening-load Fri, 1 Jun 2007 01:00:00 +0000 Glimmer of light <p><!--summary start--> With the ABI now turning its attention to income protection, what can be done to give hope to a product that has suffered yet more declining sales? Lucy Quinton investigates Click here to download pdf <!--summary end--></p> https://www.professionaladviser.com/analysis/1300123/glimmer-light https://www.professionaladviser.com/analysis/1300123/glimmer-light Fri, 1 Dec 2006 00:00:00 +0000 Turbulence ahead? <p><!--summary start--> Current conditions in the housing market suggest it is the perfect time for borrowers to take out mortgage protection, yet sales remain slow. Edward Murray looks at the reasons for this malaise <!--summary end--></p> https://www.professionaladviser.com/feature/1298529/turbulence-ahead https://www.professionaladviser.com/feature/1298529/turbulence-ahead Tue, 1 Aug 2006 01:00:00 +0000 Protection and the booming property market <p><!--summary start--> Where's our boom gone? <!--summary end--></p> https://www.professionaladviser.com/interview/1299697/protection-booming-property-market https://www.professionaladviser.com/interview/1299697/protection-booming-property-market Thu, 1 Jun 2006 01:00:00 +0000 Consumer protection <p><!--summary start--> The FSA wasn't happy about the way PPI providers treated their customers, and you could see its point. It's time the market called a halt to bad practices, says Simon Burgess <!--summary end--></p> https://www.professionaladviser.com/feature/1298787/consumer-protection https://www.professionaladviser.com/feature/1298787/consumer-protection Mon, 1 May 2006 01:00:00 +0000 Outstanding A-Day issues still to be finalised <p><!--summary start--> With less than a month until A-Day, the Association of British Insurers (ABI) is lobbying the Government to release final details and clarification on a number of outstanding issues and regulations. <!--summary end--></p> https://www.professionaladviser.com/feature/1349316/outstanding-day-issues-finalised https://www.professionaladviser.com/feature/1349316/outstanding-day-issues-finalised Tue, 14 Mar 2006 14:00:00 +0000 Case study <p><!--summary start--> Gemma, 30, has just bought her first property with a mortgage of £147,000. As she has income protection cover through her employer, Gemma is looking to take out a personal critical illness plan. Although she is a fitness fanatic and does not smoke, her mother was diagnosed with multiple sclerosis, aged 51, and she is concerned this will affect her application. What policy will best meet her needs? <!--summary end--></p> https://www.professionaladviser.com/advice/1298582/case-study https://www.professionaladviser.com/advice/1298582/case-study Tue, 1 Mar 2005 00:00:00 +0000 Pulling together <p><!--summary start--> Mortgage payment protection insurance has not proved popular in recent years. Adrian Waters takes a look at the latest initiatives to increase take-up of this low-cost cover <!--summary end--></p> https://www.professionaladviser.com/feature/1296919/pulling https://www.professionaladviser.com/feature/1296919/pulling Mon, 1 Dec 2003 00:00:00 +0000 Going with plan B <p><!--summary start--> Selling and buying property can be a slow process, but let to buy could provide the ideal solution for clients in a hurry to buy their next home <!--summary end--></p> https://www.professionaladviser.com/news/1312366/-plan-b https://www.professionaladviser.com/news/1312366/-plan-b Thu, 28 Aug 2003 01:00:00 +0000 Buy-to-let goes from strength to strength <p><!--summary start--> With rapid growth since 1996, the buy to let market remains an attractive investment option for investors prepared to take a long-term view <!--summary end--></p> https://www.professionaladviser.com/news/1308783/-goes-strength-strength https://www.professionaladviser.com/news/1308783/-goes-strength-strength Thu, 5 Sep 2002 01:00:00 +0000 Mortgage payment protection insurance <p><!--summary start--> MPPI rates remain competitive, however tighter underwriting on unemployment cover could be on the cards if the economic slump continues, writes Kirstie Redford <!--summary end--></p> https://www.professionaladviser.com/news/1298759/mortgage-payment-protection-insurance https://www.professionaladviser.com/news/1298759/mortgage-payment-protection-insurance Thu, 5 Sep 2002 01:00:00 +0000 Commercial ventures <p><!--summary start--> Imagine if a client wants you to arrange a mortgage to help them buy commercial property, having h... <!--summary end--></p> https://www.professionaladviser.com/news/1314736/commercial-ventures https://www.professionaladviser.com/news/1314736/commercial-ventures Fri, 31 May 2002 01:00:00 +0000 Mult ˜IP' urpose <p><!--summary start--> Income protection could be the ideal form of mortgage payment protection for many borrowers, but it may not suit all clients, writes Adele Burton <!--summary end--></p> https://www.professionaladviser.com/news/1297113/mult-ip-urpose https://www.professionaladviser.com/news/1297113/mult-ip-urpose Thu, 10 Jan 2002 00:00:00 +0000 A protective layer <p><!--summary start--> Roger Alexander and Mike Houghton outline the mortgage protection options for clients taking their first step on the property ladder <!--summary end--></p> https://www.professionaladviser.com/news/1298214/-protective-layer https://www.professionaladviser.com/news/1298214/-protective-layer Thu, 10 Jan 2002 00:00:00 +0000 Balanced fund value bias <p><!--summary start--> By Jenne Mannion The Skandia/Newton Balanced Managed fund has increased its exposure to value compan... <!--summary end--></p> https://www.professionaladviser.com/news/1323916/balanced-fund-value-bias https://www.professionaladviser.com/news/1323916/balanced-fund-value-bias Mon, 17 Dec 2001 00:00:00 +0000 The finishing touches <p><!--summary start--> Once advisers have ensured clients in the over 50s market have the right protection, it is crucial the legal small print is also taken care of, says Peter Gatenby <!--summary end--></p> https://www.professionaladviser.com/news/1299615/-finishing-touches https://www.professionaladviser.com/news/1299615/-finishing-touches Fri, 12 Oct 2001 01:00:00 +0000 Mortgage paymentprotection <p><!--summary start--> Sales of mortgage payment protection (MPPI) are slowly increasing, but there are still wide-spread misconceptions about both the product and what the State will provide if people are unable to work due to sickness, disability or unemployment, as Ben Marquand discovers <!--summary end--></p> https://www.professionaladviser.com/news/1299153/mortgage-paymentprotection https://www.professionaladviser.com/news/1299153/mortgage-paymentprotection Mon, 3 Sep 2001 01:00:00 +0000 Wheels in motion <p><!--summary start--> New style mortgage protection policies provide much better cover than traditional ASU contracts, says Tony Ayliffe. It is now time to start selling their benefits <!--summary end--></p> https://www.professionaladviser.com/news/1298029/wheels-motion https://www.professionaladviser.com/news/1298029/wheels-motion Wed, 18 Jul 2001 01:00:00 +0000 Mortgage payment protection <p><!--summary start--> Most people will be aware that the Government has been realigning State benefits and that the support it will offer to mortgage borrowers has changed. <!--summary end--></p> https://www.professionaladviser.com/news/1298757/mortgage-payment-protection https://www.professionaladviser.com/news/1298757/mortgage-payment-protection Tue, 1 Aug 2000 01:00:00 +0000 Buying yourself peace of mind <p><!--summary start--> 'Your home is at risk if you do not keep up the repayments on your mortgage or any other loan secure... <!--summary end--></p> https://www.professionaladviser.com/news/1298272/buying-peace-mind https://www.professionaladviser.com/news/1298272/buying-peace-mind Thu, 1 Jun 2000 01:00:00 +0000